OFFICES

18 Bartol Street #1155
San Francisco, California 94133 United States

301-10 Opal Tower, Business
Bay Dubai, United Arab
Emirates

C-1/134, Janak Puri
New Delhi 110058
India

Fintech App Development Services

Xicom enables you to turn complex financial challenges into smarter solutions by helping you build smart FinTech products by leveraging blockchain and AI capabilities to meet the evolving industry needs and addressing complex market challenges.
Consult our Experts
Our valued Brands & Agencies

Driving financial excellence with our cutting-edge Fintech app development services.

 
As a leading financial app development company, Xicom offers the most scalable, resilient, and high-performing FinTech solutions. Our end-to-end FinTech development services boast top-tier technologies like cryptocurrency, blockchain, and AI-driven chatbots to enhance security and user experience.

We transform every industry and
business processes.

20

YEARS IN BUSINESS

300

IT PROFESSIONALS

ISO 9001 CERTIFIED
NASSCOM & STPI ACCREDITATION
1500

CLIENTS WORLDWIDE

7500

PROJECTS EXECUTED

Maximize the potential of your Fintech apps by integrating top industry features.

 
Backed by expert FinTech app developers, Xicom enables you to build smart FinTech applications with advanced features designed to maximize your app's potential and deliver exceptional user experiences.
Healthcare App Maintenance and Upgrades

User Panel (For Customers)

  • Seamless Onboarding
  • Multi-Account Integration
  • Automated Bill Payments
  • AI-Based Financial Insights
  • Secure Biometric Login
  • Chatbot Support
  • In-App Communication
  • Loan and Tax Calculation Systems
Healthcare App Maintenance and Upgrades

Admin Panel (For Business Owners/Operators)

  • User & Transaction Management
  • AI-Powered Fraud Detection
  • Customizable Fees & Commission Settings
  • Regulatory Compliance Dashboard
  • Advanced Analytics & Reports
  • Instant Payment Settlement
  • Dynamic Pricing & Discounts
Healthcare App Maintenance and Upgrades

Advance Features

  • Biometric & Digital ID Verification
  • AI-Powered Personalization
  • Real-Time Analytics
  • Multi-Currency Wallet
  • QR Codes and Scanners
  • Cross-platform Functionality
  • Multiple Authentication Systems
  • Push Notifications

Powering Fintech apps with speed and security through latest technological expertise.

 
At Xicom, we offer fintech innovation with cutting-edge development services, leveraging top technologies for speed, security, and seamless financial operations. Our expertise helps build scalable, future-ready fintech apps, driving the next wave of digital finance.
Artificial Intelligence

Artificial Intelligence (AI)

Leveraging our AI development services, we enhance the capabilities of your FinTech app by automating tasks, personalizing user experience, and providing actionable insights. Our FinTech Apps also take advantage of Generative AI development solutions which help create dynamic workflow and generate predictive models.

machine-learning

Machine Learning (ML)

As a leading machine learning development company, we build fintech apps that use advanced algorithms to detect transactional patterns, enhance fraud detection, and optimize user experiences. By incorporating predictive analytics, we deliver personalized financial recommendations and improve risk management.

Big Data & Analytics

Big Data & Analytics

Using the capabilities of big data and analytics, our fintech solutions can handle the vast amount of data for smarter decision-making, real-time predictions, and personalized financial solutions. We enable data-driven insights that improve operational efficiency and customer satisfaction by analyzing trends and behaviors at scale.

iot

Internet of Things (IoT)

Xicom as a leading IoT app development service provider, brings FinTech apps closer to users by connecting devices and offering real-time insights. We integrate IoT for smart payments, device authentication, and data synchronization, ensuring a seamless experience for users while improving operational efficiency.

Blockchain

Blockchain

As a trusted blockchain app development company, we create FinTech apps that enhance security and transparency. As experts in dApp development, we create decentralized apps that handle secure and efficient transactions. Our NFT marketplace solution enables digital asset trading with seamless crypto transactions.

AR/VR

AR/VR

Being at the forefront of providing mobile banking app development services, we create FinTech apps that enhance user engagement and experience by offering immersive financial education and virtual banking experiences with interactive investment tools to help users better understand their financial needs.

Business Intelligence

Business Intelligence

Xicom is globally recognized for business Intelligence services where they provide access to BI-powered tools and allow financial institutions to make informed decisions using data visualization, reporting, and predictive analytics. We integrate BI to provide actionable insights, monitor KPIs, and streamline processes.

Cloud

Cloud

Being a leading mobile app development company, we leverage cloud computing services to provide scalability and cost-efficient solutions for storing, computing and processing power of FinTech Apps. We leverage cloud platforms to enhance app performance and ensure seamless access to data with top-tier security.

Robotic Process Automation (RPA)

Robotic Process Automation (RPA)

Our experts integrate RPA in FinTech solutions to automate repetitive, time-consuming tasks like transaction processing, customer support, and compliance checks. By incorporating RPA, we help reduce human error, cut operational costs, improve speed, and allow financial institutions to focus on high-value tasks.

Case studies of how our clients have gained competitive advantage.

 
Our case studies highlight how Xicom's fintech solutions have helped clients gain a competitive advantage. By leveraging cutting-edge technologies, we've enabled businesses to enhance efficiency, reduce risks, improve customer engagement, and drive growth.

What makes Xicom the best Fintech mobile application development company?

 
Our Fintech app development services are meticulously designed to align with your business expectations. As a leading fintech app development firm, we combine our in-depth expertise in the financial industry with the technological experience gained from multiple fintech projects.

Achieving unparalleled excellence for our clients.

  • Rated 5.0 on Clutch, Trustpilot and GoodFirms.
  • 20+ years in mobile app design, development and marketing.
  • 1500+ apps live on Playstore & Appstore with 15 million+ downloads.
  • 300+ dedicated mobile app developers and programmers.
  • Mobile app development services from startups to large enterprises.
  • 100% Satisfaction & Moneyback Guarantee.
Company Logo 2
Company Logo 1
Company Logo 5
Company Logo 2
Company Logo 5
Company Logo 1
20+ Years of Expertise

20+ Years of Expertise

We bring 20+ years of excellence in software application development services and deliver an impactful experience to users.
Flexible Engagements

100% Transparency

We maintain complete transparency by keeping you informed and aligned at every step with regular updates on project progress.
On Time Delivery

95% On-Time Delivery

At Xicom, by using the agile methodologies and a clear communication process, we ensure your project is delivered on a committed time.
Strict NDA

Adhering NDA

Your data security is our top priority, therefore, we sign an NDA before kickstarting the project and guarantee the confidentiality.
100% Transparency

Flexible Engagements

At Xicom, we offer flexible engagement models tailored to your unique needs based on fixed, monthly, or dedicated billing options.
24X7 Support

24/7 Support

Our app development team provides round-the-clock support and maintenance services to ensures your project is running smoothly.

Our charter is to make IT think, talk and perform like a business.

 
As a pioneering FinTech app development company, we aim to craft smart FinTech applications with next-gen feature sets to meet modern transactions handling needs and can integrate with the evolving financial space.
Consult Our Experts

Our Engagement Models for Fintech App Development

With different banking and financial institutions handling various fintech tasks, we understand that every bank has different needs. This is where we allow you to hire app developers with flexible engagement models tailored to align with your business goals, budget, and project scope. To pick the right engagement model and evaluate your project needs.

Best suited for projects with a well-defined scope, this model ensures a structured development process with clear deliverables.

  • Transparent pricing with no hidden costs
  • Guaranteed on-time delivery
  • Milestone-based progress tracking
  • Predictable budget and risk management

For businesses seeking a committed team, this model provides skilled developers exclusively focused on your FinTech app development.

  • Scalable and cost-efficient solutions
  • Full control over the development process
  • Seamless collaboration with your in-house team
  • Faster time-to-market with optimized workflows

Ideal for projects with evolving requirements, this model offers flexibility and an agile approach to development.

  • Pay-as-you-go flexibility
  • Optimized resource utilization
  • Continuous improvements and scalability
  • Faster iterations for accelerated time-to-markett

Streamlined Fintech app development process we implement.

 
At Xicom, we follow a simple and strategic process to create FinTech app solutions while maintaining transparency and using a collaborative approach with our clients to achieve long-term success and ensure 100% on-time delivery.
  • Project Analysis

    We assess your FinTech app requirements, define scope, and create a strategic roadmap.

  • Design Phase

    Our UI/UX designers craft intuitive interfaces for seamless navigation and user experience.

  • Development Stage

    Using agile methodologiess, we build secure and scalable FinTech applications.

  • Quality Assurance

    We conduct rigorous testing to fix bugs, ensuring a seamless and error-free app launch.

  • Release and Support

    Post-launch, we monitor, update and support to ensure quality app performance.

Advanced technology stacks we utilize for Fintech app development.

 
Our custom Fintech app development solutions leverage advanced technology trends and deep financial industry knowledge to help businesses create innovative products that drive business growth with our top-class tailor-made solutions.

Client testimonials and reviews that speaks volume for our services.

 
As a leading banking app development company, we go above and beyond in crafting solutions that drive growth. Hear from our satisfied clients about how Xicom's expertise has helped them achieve success. Our commitment to innovation has earned us worldwide recognition.

Partnering with Xicom has provided an efficient and cost-effective solution to meet out IT needs. They have consistently demonstrated 100% commitment and the tenacity to complete the most challenging projects.

Fredrick Baseson
Fredrick Baseson
CEO / CTS Capital

We were very impressed with Xicom. Understanding the needs of customers is the key to any successful business. Xicom perfectly understands these needs and knows how to translate them into applicable strategies. Moreover, they assign the team with best talents.

Ying Chan
Ying Chan
CTO / Madison Systems

Excellence is earned and trust is built over time. Over 2 year period, we collaborated with Xicom and we were able to save over 55% in our service-related costs, cutting our expenses by up to five million dollars a year.

James Hopkin
James Hopkin
Founder / Wynn Trading

Collaborating with Xicom for our taxi booking app development was a game-changer. Their expertise in creating a seamless and intuitive platform exceeded our expectations. They showed unwavering commitment and tackled complex challenges with ease, delivering a high-quality, cost-effective solution on time.

David Reynolds
David Reynolds
Director / RideSwift

We have always enjoyed a high level of professionalism, continuity, stability and a customer focused approach working with Xicom. They provide excellent technical skills and project management capabilities.

Karen Coffield
Karen Coffield
Owner / Avia Dental

Xicom transformed our vision into a high-performing website that drives engagement and growth. Their technical proficiency, innovative approach, and attention to detail made the entire process smooth and efficient. Their dedication to quality and timely delivery sets them apart.

Sarah Mitchell
Sarah Mitchell
CEO / WebNova Solutions
Top tech insights of our blog

Explore latest tech stories & News

Answers to Your FAQ's

Fintech App Development
Being one of the top Fintech App Development companies, we've gathered a list of frequently asked questions from our partners based on our extensive experience. We aim to help you get closer to your goals.

Yes, as a leading Fintech application development company, we provide hassle-free app Fintech app migration services to ensure enhanced performance and security with zero downtime. Leveraging our years of experience in banking app development services, we help you transit the app financial app from any platform to the latest technology stacks with upgraded legacy systems and assured cloud-based architecture.

The development time for a financial app development solution depends upon various factors including the size of the development team, the type, the number of features, and the choice of the development platform. If you are hiring a Flutter app development company to create a Fintech app, the average time would be around 4 to 7 months for the app that can be easily operated on multiple platforms.

Rest if you are looking for Native Fintech app development solutions, then it can take 3 to 5 months depending upon the features, tech stacks, and so on.

Generally, it takes more than 1800 hours for any leading Fintech app development company to create a low-to medium-complexity app. For exact development time estimation, it is always worth getting connected with our talented FinTech app developers at Xicom.

The estimated cost to create a Fintech app solution with comprehensive features like Venmo or Square Cash will take around $20,000 to $50,000+, which will greatly depend on factors like the size and location you choose to hire software developers, the type of app developed, and the features and functionalities you wish to include in the app.

To get a closer look at the real estimations from the Fintech mobile app development company, it is worth getting in touch with experienced Fintech app development service providers.

Xicom as a leading mobile app development company, keeps our clients in a loop right from the beginning and allows them to keep track of everything milestone achievement with weekly or monthly project progress reports. Apart, we assign a dedicated project manager to our clients who will be available to communicate on different platforms and provide project updates.

Yes, after deployment, we provide a Fintech app support and maintenance services where our experts constantly optimize your app for security and performance. We conduct in-depth app testing to ensure that your is remains updated with the latest tech versions, integrates updated features, and is bug-free.

Xicom is globally recognized for its banking app development services as we prioritize regulatory compliance and security when developing FinTech apps. Our development process adheres to global financial regulations and industry standards to ensure your app remains legally compliant and secure.

Here's how we ensure compliance:

1) For regulatory standards
We comply with PCI DSS, GDPR, PSD2, AML, and KYC regulations to protect users' data and financial transactions.
2) Secure Payment Integration
Our solutions are end-to-end encrypted, blockchain-powered transactions, multi-factor authentication, and tokenization to safeguard transactions.
3) Data Privacy and Protection
We implement secure data and access control mechanisms to prevent breaches.

Our custom FinTech software development services offer a wide range of advantages, enabling businesses to create scalable, flexible, and feature-rich fintech solutions that handle complex transactions without any hassles. At Xicom, we enable you to hire app developers specialized in tailored Fintech app development services to ensure compliance, seamless user experience, and innovation.

Apart, here are the few core benefits of custom fintech applications:

1) AI-Powered Intelligence Integration
WOur custom fintech apps leverage AI-driven capabilities such as chatbots, robo-advisors, predictive analytics, and smart risk assessment to ensure strong data-driven decision-making.
2) Strongly adhering to Regulatory Compliance
Our solutions strictly adhere to financial laws, guidelines, and industry regulations including PCI DSS, GDPR, KYC, and more to ensure legal security.
3) Third-Party API Integration
We customize our fintech solutions with third-party API integrations such as payment gateways, banking APIS, third-party financial tools, and AI-driven automation for a comprehensive digital finance ecosystem.
4) Data Security and Privacy
We assure blockchain development services for end-to-end encryption and secure authentication and make sure that your data will remain protected.
reward

Top 10 Software Development company

CIO Review . 2025
reward

Top Flutter App Development Company

Clutch . 2025
reward

Top 10 Mobile App Development Company

GoodFirms . 2025
reward

Top 5 React Native Development Company

Mobile App Daily . 2025